VA DISABILITY RATING AND MONTHLY PAY CALCULATOR

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Ever look at your VA rating letter and wonder if someone at VBA failed high-school algebra? You’re not wrong. Welcome to VA math, where 1 + 1 = “Nice try, Sergeant,” and every new disability gets taken out of whatever percent of you the VA still considers “healthy.”

This calculator reverse-engineers the mystical ritual they call “the Combinator” (yes, that’s its real name—no, it does not get cooler) and shows you how your dozen ratings somehow combine into not the number you expected.

It even tells you what your actual monthly compensation should be under the 2025 rates—because while the VA likes keeping things mysterious, we prefer the revolutionary approach of telling you the truth.

Use this tool if you’ve ever asked yourself:

• “How did 140% of ratings turn into 80% of pay?”

• “Why does getting closer to 100% feel like rucking uphill in the snow… backwards… blindfolded?”

• “Is someone at VA just messing with me?”

(Short answer: Yes. Yes they are.)